Interestingly the Certo One looks even better since you can pick and change the three businesses where you get the full 1% cashback, among a pretty decent list. I applied for that one instead but I still haven’t heard back from Cembra.
So I guess if you’re happy with Migros, Coop and SBB then go for the black Certo as the migration will be almost transparent, otherwise get the One.
That said, still no E-bill or Google Pay.
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